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It replaces all previous RBC Royal Bank Visa‡/ Chargex ‡ or Mastercard Agreements and applies if we send you a reissued or replacement Credit Card, including when your Credit Card expires or if you change to a different RBC Royal Bank Credit. Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the. Signature RBC Rewards Visa. No minimum balance (even to get rebates) $10. The Royal Credit Line for Students is an easy and flexible way to borrow. Browse the wide selection of credit cards offered by RBC Royal Bank, including travel, rewards, cash back, low interest, student, business and more. Apply for a Tangerine World Mastercard® by January 31, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. RBC Rewards with flexible redemption. View Legal Disclaimers. Monthly fee rebate when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account. eStatements. Be prepared to pay 20. Earn Be. Find the transaction you’re concerned about, and click on the (>) for more details. RBC ION+™ Visa ‡. Visa Cash Back Card. RBC Signature No Banking costs $16. 0% (100 points per CAD $1. As an RBC Bank® Visa Signature cardholder, you are covered beginning on 4/15/21 or the date your credit card is issued, whichever is later. As an RBC Bank® Visa Signature cardholder, you are covered beginning on 4/15/21 or the date your credit card is issued, whichever is later. I’ve had this for about 7 years now. Save on gas. RBC Credit Card Payments (Except US Visa Gold) RBC Royal Bank P. RBC Cash Back Preferred World Elite Mastercard. 1. Redeem for Cash Back, Travel, Gift Cards and More. Call 1-800-769-2511 or apply online for your student line of credit. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good. S. After ending your existing subscription, follow the RBC DashPass activation steps above. After ending your existing subscription, follow the RBC DashPass activation steps above. If you are a post-secondary student and an Account owner of an RBC Advantage TM Banking Account for students (an “Eligible Student Bank Account”) and the primary cardholder of the RBC ION+ TM Visa ‡, Signature ® RBC ® Rewards Visa credit card, or WestJet RBC MasterCard credit card (each, an “Eligible Student Credit Card”), you. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. $39. Minimum redemption is only $10. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. If you are a post-secondary student and an Account owner of an RBC Advantage TM Banking Account for students (an “Eligible Student Bank Account”) and the primary cardholder of the RBC ION+ TM Visa ‡, Signature ® RBC ® Rewards Visa credit card, or WestJet RBC MasterCard credit card (each, an “Eligible Student Credit Card”), you. S. If you’re looking to apply for an RBC credit card but are not sure which to choose, this review is for you. Co-Applicant Request Form RBC® Cash Back Mastercard ‡, Visa Classic Student, RBC Rewards® Visa Gold, Visa Classic and RBC Rewards+® Visa (subject to change) 03798 (05/2022) Annual Interest Rate Purchases: 19. Earn 1 Avion point for every dollar you spend 2. Get $0 delivery fees for 3 months from DoorDash 8. Lost or Stolen Credit Card. There are no blackout dates or advance booking restrictions, even during peak periods. Rewards: 0. Signature No Limit Banking; VIP Banking; US Personal Banking; Savings Products. It seems to be the only thing that is close to the point collecting capabilities of the Amex Cobalt. To save on interest costs, pick a card with a low balance transfer fee. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. 05 cents each when redeemed for travel through RBC Rewards, and they are worth 1 cent each when redeemed for cash back. 14%. S. S. Redeem your RBC Rewards points for 1. , RBC Global Asset Management Inc. Signature RBC Rewards Visa Credit Card. You also get protection for your purchases and rental vehicle. Another good option is to switch to a low-interest credit card using a balance transfer. Get $0 delivery fees for 3 months from DoorDash 13. To access the lounges, simply register once for the program and present your Visa Infinite card to the receptionists in one of the participating rooms. Unlimited emergency medical 2. Compare Travel Medical Insurance Plans for RBC Clients 1. Hurry Offer Ends January 14, 2019*. Add a New Credit Card to Compare. Save money, make life easier and get rewarded with the right student account at RBC. Visa Signature Black Credit Card Guide to Benefits PDF link opens in new window. Redeem points for travel in. 3 Avion points for every $1 spent on grocery, dining, food. As a business owner, you can link one Business Debit Card and up to 2 business credit cards. $19. Additional Card: $50. Bank branding : This section identifies your card issuer. Product Summary of Travel Insurance Coverage with the Signature RBC Rewards Visa Card. 00 (10% Cash Back Credit) in Net Purchases (including pre-authorized bill payments) charged on your RBC Cash Back Mastercard account within the first 3 months of. Get up to 2 more chequing accounts and 1 U. Earn 1 Avion point for every dollar you spend 2. The CAD one is free if you have a CAD credit card and $500 in a TFSA or RRSP. 1 NSF fee rebated every calendar year legal bug 30. $0 Annual fee Up to 1. Visa Infinite. Credit card users can earn free flights, free nights at hotels, or gift cards through bonus or points programs. For the purposes of this subsection entitled “Co-branded WestJet RBC credit cards” only, “you” refers only to the primary cardholder who initially signed or submitted the Credit. Can only access information about their own transactions. Rewards Summary Box. You can even use the same linked RBC cards to. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. Coverage underwritten by RBC Insurance Company of Canada. Try this three-minute quiz to get the lowdown on your money mindset. For any type of travel you book through Avion Rewards other than flights from the Air Travel Redemption Schedule, you may redeem Avion points at the rate of 1. (variable) up to 18. Signature is the middle level. opens in a new window. RBC Cross-Border Banking Bundle: No Annual Fees for a Year ($60 Value) Canadians who frequently visit the U. From cashback, rewards, no-fee, low-interest, travel, and student to business credit cards, RBC is a one-stop-shop credit card issuer. Get up to 700 WestJet dollars 1. $19. 25,000 bonus points ( terms ) Best cash back RBC credit card. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Dollar Visa Gold cards are not eligible for offers. Cards typically show your lender’s name, but they may display a logo for a specific program instead. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Take advantage of Offers for cash savings and earn bonus Avion points on shopping, travel, and dining when you use your eligible RBC Royal Bank client card or credit card. Best RBC Avion credit card: RBC Avion Visa Infinite. Depending on whether you are interested in travel rewards, or cash back rewards, a different RBC credit card would suffice. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. S. Compare Travel Medical Insurance Plans for RBC Clients. 2 PRF means the account is linked to a RateLink Preference package. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. The RBC Bank Visa Signature® Black Plus card is a rewards card aimed at Canadians who are looking for a U. A must beOur highest ranking travel credit card that doesn’t charge foreign transaction fees is the Scotiabank Gold American. RBC Bank Foreign Transactions: RBC Bank Signature Black/Signature Black Plus credit cards: 1. Call Toll-Free: 1-866-756-1107. We at RBC Insurance are working as quickly as possible to assess the impacts of COVID-19 and to keep you informed of key decisions that impact you and your group benefits plan. No annual fee or income requirement; Cons. After ending your existing subscription, follow the RBC DashPass activation steps above. Apply by November 27, 2023. RBC has a number of spending and borrowing products, such as credit cards, lines of credit, loans, and mortgages. Either switch or be stuck with poor products. Non-Sufficient Funds (NSF) Fee. Cash Advance Rate: 22. Click on End Subscription. To submit a claim for travel insurance provided under your RBC credit card: Call: 1-800-464-3211. 24-hour worldwide emergency medical assistance. $2. Annual fee: $119. dollars with no foreign transaction fees. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 14 – a value of almost $30. Get a credit card for less. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Conditions Apply. Can add up to 9 Authorized Users. Earn 1 RBC Rewards point for every $2 spent on all other purchases 1. Other exceptions may apply to certain offers. S. Redeem points for the latest Apple products, over 50,000 tech products at Best Buy, and an amazing selection of merchandise, gift cards, RBC Financial Vouchers and more. 5-3. To qualify for this offer, you must apply for the WestJet RBC World Elite Mastercard card exclusively via this page between November 1, 2023 and March 14, 2024 (“Offer Period”) and be approved by Royal Bank of Canada. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Compare up to three credit cards. Online, Mobile and Telephone Banking. Unlimited debits, valuable savings and even more. You can make a payment to your RBC Royal Bank Canadian dollar by using Online Banking, by telephone at 1 800 769-2511, at an RBC automated bank machine or by visiting your local RBC Royal bank branch. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cash Back Preferred World Elite Mastercard, and the WestJet RBC World Elite. Emergency Cards. The RBC Ion Visa is the best entry-level card offered by RBC with no annual fee allowing you to earn 1. Call Toll-Free: 1-866-756-1107. A credit card provides a convenient and secure way to shop, budget and manage your financial resources. GeniusCash credit cards = more cash in your pocket! Up to $125 cash back on select, high benefit credit cards. linked credit card, such as RBC Visa Signature Black. MBA/EMA, Law, Masters of Accounting, Master of Finance, Master of Science in Business Mgmt) Royal Credit Line for. Free, unlimited transfers and instant exchange 3 between your Canadian and U. *. The Royal Credit Line for Students is an easy and flexible way to borrow. Up to $48 rebate on the annual fee of an eligible credit card 5. Earn Cash Back rewards. Apply by November 27, 2023. x remove this card. One of the areas RBC outshines other banks out there lies in its collections of credit cards. cards and RBC Financial Rewards® vouchers6 • Use Pay with points to redeem points to make a payment towards the balance on your card7 • ‡Instant gas savings and more at Petro-Canada locations. Compare. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. RBC Commercial Visa and RBC U. The monthly fee of this bank account cannot be waived, but you can lower it through RBC’s rebate programs. Signature RBC Rewards Visa: $39: Visa Cash Back Card: $19:. However, such cancellation of coverage shall not apply to insured items charged to your RBC credit card. Only certain RBC credit cards earn Avion points. Add Another Card. Age of cardholders. Eligible RBC Credit Card by i) clicking on “Add RBC Card”, the offer located on the home screen of your DoorDash account, or the offer that pops up when you add an Eligible RBC Credit Card to your DoorDash account, or on “Account” and select “Get $0 delivery fees with DashPass”, and ii)RBC BankGet 450 welcome WestJet dollars (a value of up to $450 CAD off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card 1. 15,000 55,000 bonus points ( terms ) Best airline RBC credit card. 95, receive unlimited debits and five free cross-border debits per month. Or, combine. Please allow up. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. Use your points for bill payments, credit card payments, Interac e-transfers and more. Great rewards start with your Signature. . RBC ION+ Visa. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. Visit your account login website. Visa Gold. Your RBC Royal Bank Credit Card Agreement explains the terms under which you use your RBC Royal Bank credit card. Signature RBC Rewards Visa; RBC Rewards Visa Preferred; RBC U. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Higher annual fees than gold cards. Dollar Visa Gold cards are not eligible for offers. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. Dollar Visa Gold cards are not eligible for offers. Please call customer service at 1-800 ROYAL 1-2 (1-800-769-2512) for up to date information on your credit card account. This Agreement sets out the terms under which you may use your RBC Royal Bank Credit Card. RBC is known for its Avion travel credit cards, which allow you to book on any flight. $48 Annual Fee 8. The information about the following cards has been independently collected by WalletHub:. Welcome offer. Limited time offer. An applicant must be a permanent resident of Canada . Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. $0. 95 USD. If your credit card offers Avion points, cash back, WestJet dollars or British Airways Avios, you’ll see your monthly activity and updated balance of your rewards program here. Annual Fee. The card offers, a 0% introductory APR, followed by very competitive rates after that, and a rewards program with more significant perks than its sister card – the Visa Signature® Black. $39. RBC Bank points are worth 0. Get a 0. Limited time offer. (excluding RBC commercial credit cards) (“RBC Card”). bank account and credit card balances. purchases. S. Extended warranty for purchases. Compare This Card. If your card issuer allows you to activate the card through your personal account, use a web browser to go to your account login website. Product Summary of Credit Card and Debit Card Insurance. Stay connected with a complimentary Boingo Wi-Fi account 6. 99% 47. Auto rental deals and upgrades. When you use a credit card for. Credit Cards / Visa Signature Black Earn Rewards with Every Purchase You Make. Here are a few of the best. Call to book an appointment to open a bank account over the phone or by video conference. S. Reward points per $1. Unlimited transactions & cross-border debits 7, 8, 9. When you link your existing eligible RBC cards, to your existing Be Well card you can earn 50 Be Well points for every $1 you spend on eligible purchases by scanning your Be Well card or digital Be Well card in the Be Well app, and pay with any of your linked RBC debit and credit. purchases. Compare. Roll up points to your business account and earn rewards even faster, or issue points to individual employees. RBC Commercial Visa and RBC U. Scotiabank Gold American Express Card. You should not have to worry about your credit card security and privacy. You and your dependents† become. credit card. They cannot be transferred to RBC's full list of partners and they cannot be redeemed for airfare via the Air Travel Redemption. As an example, a standard rewards card may offer 1 point per $1 spent, while the gold. Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 (plus taxes. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 7 – a value of almost $30. Get the Avion Rewards App. 95/month, or VIP Banking at $30/month. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash. Visa Gold. Link your cards and get more at Petro-Canada: Instantly save 3¢/L on fuel 2 and earn 20% more Petro-Points 3. See BalanceProtector Max Details. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. *. $0 — Signature Black. Card Details. RBC ION+™ Visa ‡. Please allow up. 5% in cash-back rewards on all purchases, and 2% cash back on three major purchase categories of your choosing when you sign up for a premium account and even. RBC VIP account holders can receive up to a $120 annual fee rebate on an eligible RBC credit card. The card shines best when paired with a card that earns Avion Elite points. Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. They cannot be transferred to RBC's full list of partners and they cannot be redeemed for airfare via the Air Travel Redemption Schedule. Redeem that for 1. The RBC credit card is an easy revolving credit facility, enabling you to buy now and pay 24 days later. A Visa Signature will have a minimum credit limit of $5,000. 5-3. RBC is offering me an RBC Avion Visa Platinum card. S. The changes are applicable to existing business Customers and any new clients who become RBC business Customers on or after the effective date. BalanceProtector insurance provides you with affordable protection to cover an outstanding credit card balance of up to $25,000. , RBC Direct Investing Inc. 20. S. We offer banking accounts, credit cards, loans and more. Find answers to our top questions on credit card features and benefits. Complimentary DashPass Subscription. Annual fee. Get up to 700 WestJet dollars 1: 300 WestJet dollars on your first purchase 1. So, I think RBC USA is a good option for existing RBC clients or those with a lot of USD spending. 1. You can use your card to make purchases, manage your day-to-day cash flow through cash advances, and to access a variety of personal accounts through online banking and Automatic Teller Machines (ATM). We are here to support you and your family. ca's take. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. Signature RBC Rewards Visa; RBC Rewards Visa Preferred; RBC U. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. RBC Royal Bank launched two new credit cards this past week, the RBC ION Visa and RBC ION+ Visa cards. 99% on cash advances. FREE Interac ‡ e-Transfer transactions 6 , 7. 1 You can earn three lifts each qualifying year (January 1 – December 31) for a total of $1,500 in tier qualifying spend. 2. You can request automatic monthly payments to be set up for. Simply click “Next”. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. 2. S. It's easy to apply. You’ll earn 1. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. WestJet RBC ® MasterCard ‡. On the next page, click on “Start. 99% on purchases, 22. Learn more. That means with the iON+ you’re getting 1. When you use a credit card for everyday. 71% to 2. This RBC ION Visa review covers its top features, benefits, and alternative. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Sign into RBC Online Banking only once and access your U. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The first is with Petro-Canada. purchases. Box 4016 Station A Toronto, ON M5W 2E6 US Visa Gold Payments. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. RBC Employee Student Loan; RBC Energy Saver Loan; RSP Loan, Royal Credit Line; Royal Credit Line for General Program; Royal Credit line for Professional in Medical & Dental Studies; Royal Credit Line for Professional Studies (i. Eligible cards include RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. Data from debit card company FirstData shows that consumers with tap-to-pay cards tend to use their credit card about 25 per cent more than other cardholders, and spend more than a quarter more on. Multi-Trip: Ages 65+. Much like many newer entrants in the market is being marketed as a lifestyle card rather than as a travel rewards card. FREE. 2,000 Points if you hold an RBC Rewards Visa Gold (hereinafter, the "Credit Card Base Offer"). Important benefit information. dollar spent. Get a Quote for Travel Insurance. Visa is a registered trademark owned by Visa International Service Association and is used under license. Apply Now View Card Details. The US-based Visa Signature Black Plus card for Canadians lets you earn RBC Rewards faster, get cash back and enjoy valuable travel protection. Get up to 55,000 Welcome Points. 99% if you reside in Quebec) These interest rates are in effect on the date your credit card account. purchases in U. 95 (or less with rebate) 2. S. S. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good standing and. 20. RBC Commercial Visa and RBC U. Get a Quote. 5x Points. Balance transfers cannot be used to pay any RBC Royal Bank credit card account or used for pre-authorized payments. , Royal Trust Company or The Royal Trust Corporation of Canada Royal Bank of Canada (a. RBC Signature credit card is the first and only credit card I currently own. Find answers to our top questions about credit card limits and fees. These two cards will replace the Rewards+ and Signature Visa cards and feature changes to earn rates, redemption rates and benefits. It has an annual fee of $48, charged as $4 per month. If you’re not completely satisfied within the first 4 months, we. RBC has two tiers of banking packages with credit card fee reductions: Signature No Limit Banking at $16. Up to 3X Points*. Sign into RBC Online Banking only once and access your U. , RBC Global Asset Management Inc. ^. Flex Gold Visa. Signature RBC Rewards Visa card has been issued at the request of the applicant or the co-applicant. Whether you’re looking for travel points, rewards, cash back, or a lower interest rate, our credit cards have you covered. 0 (63) User reviews ×1 Award winner Up to 15,000 55,000 bonus points + Up to 2. 50 charge to validate your card enrollment. The RBC Bank Visa Signature Black, RBC Bank Visa Signature Black Plus and RBC Bank Visa Platinum are RBC Bank credit cards and are part of the U. Redeem that for 1. No annual fee; Earn 1. credit score or address required. These interest rates are in effect on the date your credit card account is opened (whether or not your card is activated). The Verdict – TD Vs RBC – Accounts Offered. Upon receipt, sign your card immediately in the panel designated "Authorized Signature", found on the reverse side. Call to book an appointment to open a bank account over the phone or by video conference. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. The Visa Network also known as VIsaNet is a proprietary global electronic payment network available in over 200 countries. S. Other exceptions may apply to certain offers. Get up to $10 back at RONA when you use an eligible RBC card. $39. Auto Rental deals and upgrades. 99%. Unfortunately, it also has a $16. Choose any airline, any flight, any time. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. RBC. Go to your Account Details. Signature No Limit Banking; VIP Banking; US Personal Banking; Savings Products. S Dollar Visa Gold. Redeem your points to pay bills, put money on your credit card or send e-Transfers to friends. 00) to pay for all or part of your booking, including associated taxes and fees. Visa Platinum credit cards are unsecured, meaning they don’t require an upfront security deposit. Earn rewards or get cash back credits, with low or no annual fee options. Choose from any of these credit card options: Low Interest, No Annual Fee, Cashback. Opens in a new window. Simply pay for the entire cost of the product with your credit card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non. $39. 1. To be eligible for this offer your application for the RBC ION+ Visa credit card must be approved by us. 2. Canadians who typically don’t travel to the U. Your interest rate will increase to 24.